Rev 11/2011

FACTS	WHAT DOES BANK OF NEWINGTON DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit scores and checking account information When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons BANK OF NEWINGTON chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does BANK OF NEWINGTON share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	No	We don't share
For joint marketing with other financial companies	No	We don't share
For our affiliates' everyday business purposes – information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes – information about your creditworthiness	No	We don't share
For our affiliates to market to you	No	We don't share
For nonaffiliates to market to you	No	We don't share

Who We Are
Questions?	Call 912-857- 4466 or go to www.bankofnewington.com
Who is providing this notice?	BANK OF NEWINGTON
What We Do
How does BANK OF NEWINGTON protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does BANK OF NEWINGTON collect my personal information?	We collect your personal information, for example, when you open an account or apply for a loan make deposits or withdrawals from your account or give us your income information pay us by check We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only: Sharing for affiliates' everyday business purposes – information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. BANK OF NEWINGTON has no affiliates
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. BANK OF NEWINGTON does not share with nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. BANK OF NEWINGTON doesn't jointly market.

Privacy Policy

Protecting your privacy is important to us. To assure you of COMPANY_NAME’s commitment to protecting your privacy, the following statement discloses the information gathering and dissemination practices for SITENAME and other sites on the World Wide Web owned and operated by COMPANY_NAME.

All information acquired through orders are kept confidential and will not be disclosed to third parties except as may be required by law. If you communicate with COMPANY_NAME via e-mail, your e-mail address and any information you provide voluntarily will be collected and retained as part of your customer record.

Personal information that can identify you, such as name, address and email, is collected only when voluntarily offered and solely for purposes that are clearly identified. Personal information is used to contact you when necessary, and you may opt-out of receiving future mailings by following the directions provided within the communication. If you supply your telephone number on-line, you may receive telephone calls with information regarding your account and involvement on SITENAME. If you supply your mobile phone number on-line, you may receive SMS text messages with information regarding your account and involvement on SITENAME. If at any time you wish to stop receiving SMS text messages from COMPANY_NAME, you can adjust your preference in your Account Information Settings or by texting "STOP".

You may be requested to provide demographic and profile data during your visit to a COMPANY_NAME site. Your compliance with this type of request is strictly voluntary. If you choose to provide this information, it will be used to tailor your experience at the sites, showing you content that you might be interested in, and displaying the content according to your preferences.

COMPANY_NAME has technological and operational security functions in place to protect personally identifiable information from loss, misuses, alteration or destruction. Only authorized employees have access to the data you provide and that access is limited by need.

Non-personal information is collected to track the total number of guests visiting COMPANY_NAME’s sites and to guide efforts to improve these sites. The non-personal information includes the browser type and operating system being used by visitors; areas of the sites visited; date and time of access; host or service-provider information, and identification of the referring site. This information is used exclusively for internal purposes and is not disclosed to any third parties.

Some of COMPANY_NAME’s sites do use "cookies" - one or more small text files saved on your computer’s hard drive and stored in memory while your browser is running. This allows us to monitor your activity throughout the sites and correlate usage patterns.

This site contains links to other sites. COMPANY_NAME is not responsible for the privacy practices or the content of such Web sites. This site provides you with the opportunity to opt-out of receiving communication from COMPANY_NAME at the point where information about you is requested.

Please contact us if you have any changes to the information you have supplied COMPANY_NAME or if you would like to be removed from our database.

This Privacy Policy may be updated or modified at any time without notice, so you are urged to revisit this policy periodically.