Loans
Lot Loans
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The perfect home begins with the perfect location. Purchase a lot or land where you can build your new home, when you're ready.
Start by applying for one of our lot/land loans. Our local lenders will work with you to establish a rate and terms suited to your needs. And since we're local, you'll receive a prompt decision.
- Benefits
- Short-term loan to purchase the site of your future dream home
- Enjoy up to 12 months to finalize house plans and choose a builder
- Competitive rates with interest-only payments
- Buy with as little as 25% down on a lot in a subdivision or 35% down on raw land
- Roll balance into a home construction loan when you're ready to build
- Terms customized to your unique situation
- Make payments over 5 years
- Easy application process
- Friendly service from start to finish
- Experienced lenders familiar with the local real estate market
- Decisions made here in the Central Savannah River Area